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Need funds? Your property could be the key to quick loans!
Imagine unlocking the value of your property to fulfil your financial goals. With DMI Housing Finance’s Loan Against Property, you can access up to 60% of your property’s value, with loan amounts ranging from ₹2 lakh to ₹75* lakh and a flexible tenure of up to 15 years. We provide loans against residential and commercial properties. Whether it’s funding your child’s education or expanding your business, there are no restrictions on how you use the funds, giving you the freedom to achieve your dreams, personal and professional. We are here to help you make the most of what you have built, turning your property into a powerful financial resource for the future.
Quick
Disbursal
No-Hidden
Charges
Minimum
Documentation
Attractive
Interest Rate
We are committed to providing financial solutions that are accessible to everyone, irrespective of their profession or income source. Our Loan Against Property is designed with inclusive and adaptable eligibility criteria, allowing individuals from various backgrounds to secure the funds they need
Min Age: 21 years
Max Age: 65 years (or retirement age)
Eligible Employment Types: Private, Government, MNC, and contractual employees
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
LTV Ratio: 60% of the property value as the loan amount
Min Age: 21 years
Max Age: 75 years (at the time of loan maturity)
Eligible Applicants: Business professionals and non-professional individuals who file ITR or have Informal Income Documents
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
LTV Ratio: 60% of the property value as the loan amount
Find answers to all your Loan Against Property questions with DMI Housing Finance
You can take a loan against property from DMI Housing Finance by providing any income proof that suits your profession. We have laid down different loan eligibility criteria for various professionals to make our loan accessible to maximum individuals.
If you apply digitally with all the required documents and details, your loan against property application will be approved in 1 working day at DMI Housing Finance. Our team strives to process loans as quickly as possible for your convenience.
A loan against property is a secured loan. Borrowers mortgage their property to a bank or NBFC to take a loan. In case of continued default, the lender can collect the money by selling the property.
If you are utilising funds from a loan against property for a house purchase or construction of a residential property, then under Section 80C, you can claim up to ₹1.5 lakh on the principal amount repayment. Under Section 24(b), you can claim up to ₹2 lakh on interest paid for a self-occupied property, and there is no limit for a let-out property.
To provide the highest loan amount possible, we offer loans against property with a Loan-to-Value (LTV) ratio of up to 60%.
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